Thinking of applying for an AxisBank Neo credit card or Flipkart Axis Bank credit card? But confused which one you should go for? In this article, we have covered the comparison between these credit cards on the basis of their features and benefits. First of all, you need to identify your needs and spending habits and then choose the one which compliments them. You can apply for an Axis Bank credit card online as well as offline at your convenience. Keep reading to kick start your research.
Axis Bank Neo Credit Card
This credit card is ideal for first-time credit card users. The Axis Bank Neo credit card is an entry-level credit card that offers benefits on shopping, dining, and movies. The college-going students can consider applying for it. The key highlights of this credit card are as follows:
Joining fee: Rs. 250
Renewal fee: Rs. 250
Spend-Based Waiver: NA
Features and Benefits:
- As a welcome benefit, you will get complimentary subscriptions to Zomato, Grofers, etc., and an Amazon gift
voucher worth Rs. 250. - Earn 1 EDGE Reward point on every Rs. 200 spent using this credit card.
- Get 10% off on booking movie tickets from BookMyShow.
- Save up to 15% on dining at partner restaurants.
- Enjoy exclusive offers and discounts on orders from Zomato, Myntra, Grofers, etc.
- Get a 1% fuel surcharge waiver at all petro pumps on fuel transactions between Rs. 400 - Rs. 4,000.
Flipkart Axis Bank Credit Card
Earlier this card used to be a lifetime free credit card but with time it has gained so much popularity that now to avail of this credit card you are required to pay the joining fee. The Axis Flipkart credit card is an entry-level credit card and offers shopping and travel benefits along with other benefits. Hereunder are the key features and benefits of this credit card.
Joining fee: Rs. 500 plus applicable taxes
Renewal fee: Rs. 500 plus applicable taxes
Spend-Based Waiver: The renewal fee will be waived off on spending Rs. 2 lakhs in the previous year.
Features and Benefits:
- Enjoy welcome benefits worth Rs. 2,500 with this credit card.
- Earn 5% cashback on shopping from Flipkart and Myntra.
- Earn 4% cashback on spending on Swiggy, Uber, cure.fit, and PVR.
- Earn 1.5% cashback on all other spendings.
- Enjoy 4 complimentary domestic lounge access every year.
- Save up to 20% on dining under the Axis Bank’s Dining Delights Program at partner restaurants.
- On fuel transactions between Rs. 400- Rs. 4,000 get a 1% fuel surcharge waiver on this credit card.
Bottom Line:
With the parting thought, from the above comparison, it is clear that the Flipkart Axis Bank credit card has more features and benefits as compared to the Axis Bank Neo credit card. If you shop a lot from Flipkart and Myntra and have travel requirements then you should definitely go for the Flipkart credit card. Both Axis credit cards are ideal for first-time credit card users. Do share your experience with the Axis Bank Neo Credit Card and Flipkart Axis Bank Credit Card in the comment section.
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